Bud Pitchford Auto Appraiser Since 1990
The Best Of Ontario Since 1990
Credited Appraiser
Insurance Appraisals
Code 19-a/Code 19
(Code 19-a is Agreed Value)
(Code 19 Allows Deprecation)
MTO HST Auto Appraisal
OSAP Appraisals
Bank Loans/Bankruptcy/Estate Appraisals
Performance Auto Appraisal Vehicle Appraisal
Daily Appointments Your Location
Performance Auto Appraisal
Port Hope West to Gananoque East
North Bancroft to Prince Edward County South
All Surrounding Areas
Covering All Years Makes Models
Performance Auto Appraisal Classic, Antique, Custom, Street Rod, Rat Rod, Pro-Street, Trucks, Transport, Muscle Car, Exotic, Restoration Project, Newer Vehicles, Off Road, RV's, Trailers, Motorcycle, Military Vehicles, Race Cars Auto Appraiser
INSURANCE PACKAGE
100% Guarnateed Insurance Approved No "Check Box" Appraisals Professionally Appraised Professionally PresentedInsurance Copy Inc. 12 Color Photos Personal Copy Inc. 12 Color Photos Door To Door Service Trusted Professional Service
ACAAR
Appraisal Policy
The purpose of an –ACAAR-- professional appraisal is to provide the vehicle owner ("the owner") with an unbiased written estimate of the condition and value (the "appraisal").The appraisal should satisfy the requirements of the classic and collector car insurance industry of Ontario. Vehicle Appraisal
The appraisal is provided to help the owner and insurance company in substantiating the OPCF 19A ("Agreed value") and not the ACV ("Actual Cash Value") of the vehicle prior to possible claims of damage or loss. The overall condition is identified with detailed reporting of various aspects (e.g., paint, interior etc.). Photographs are also provided to help validate the condition at the time of the appraisal.
Validation of certain statements made by the owner about the vehicle and unseen latent or inaccessible aspects of the vehicle's condition or history are outside the scope of the appraisal. Nonetheless, the owner's statements about the vehicle may be included in the appraisal in order to provide information that may be helpful. It remains the responsibility of the owner, however, to verify such facts with supportive documentation if required by the insurance company.
The conclusion of the appraisal is an assessment of overall condition based on a complete list of specific areas of concern (e.g., vehicle history, body, suspension, drive train, paint finish, interior, etc.) The final condition evaluation was then related to standard categories, as set forth in the most recent and established publications and industry guides. Collector car value guides typically use a scale of Superior, Excellent, Very Good, Good, Poor, and Restoration Project. The overall value based on condition is then equated with as much market value research as possible. Published asking prices in various sources were not central to this process.
Finally the appraisal is a stand alone snapshot in time of the condition and value as recorded by the appraiser. Increase in evaluation from a previous appraisal could be due to change in market, collector demand or increase in condition due to restoration. Decrease in value could be the result of a previous appraisal that may have been poorly researched, decrease in demand or the car may have actually deteriorated.
The appraiser takes no responsibility for errors or omissions in the appraisal once it has been accepted and forwarded to the insurer for a 19A policy.
The ACAAR name and logo are registered trademarks for exclusive use by the member named here of the Registry as identified Bud Pitchford Performance Auto Appraisal Since 1990/Straightline Ownerships James Pitchford Since 2014
2006 - 2022 ACAAR
